Uplyft Capital is not a lender
Uplyft Capital operates a lender-connection service. We do not make loans, make credit decisions, set interest rates or fees, hold or disburse funds, or service loans. When you submit a request through this website, your information is shared with participating third-party lenders and, in some cases, with other lender-connection services, any of which may offer you a personal loan. The lender that makes an offer is identified on the offer page, and all terms are set by that lender.
How we are compensated
Participating lenders and lending partners pay Uplyft Capital a fee when a request we deliver results in a funded loan, or, with some partners, when a request is delivered regardless of outcome. These fees are paid by the lender and are not charged to you. The fee does not change the APR, term, or fees a lender offers you; those are determined by the lender's underwriting of your request under applicable state law.
How lenders receive your request
Your request is matched against the eligibility criteria of participating lenders. When more than one lender could receive a request, the order in which it is presented may be influenced by the compensation each lender pays, by historical acceptance rates, and by the lender's stated criteria. We do not guarantee that your request will be shown to every participating lender or to the lender offering the lowest rate.
No guarantee of an offer
Submitting a request does not guarantee that you will be connected with a lender, receive an offer, or be approved for any amount. Loan amounts of $500 to $5,000, APRs, fees, repayment terms, and funding times vary by lender, state, and your credit and income profile. Not all products are available in all states.
Credit inquiries
Most participating lenders perform a soft credit inquiry to evaluate a request, which does not affect your credit score. A lender may perform a hard inquiry when you accept an offer and the loan is finalized, which may affect your score. Lenders may also use alternative data sources and bank account information you authorize.
Representative examples and figures on this site
Any APR, payment, or cost figures shown on this website, including in the calculator, tables, and articles, are estimates for illustration only and are not offers. Customer rating figures are collected by Uplyft Capital from customers after use of the service and are updated periodically. Lender profiles on the comparison page are drawn from public disclosures and may not reflect current terms.
Responsible borrowing
Personal loans are a form of credit and carry cost. Borrow only what you need, choose a term whose payment fits your budget, and read the loan agreement in full before signing. Late or missed payments may result in fees and may be reported to credit bureaus. If you are experiencing financial hardship, nonprofit credit counseling agencies offer free or low-cost assistance.
Questions
Email [email protected] or call (888) 510-5986. See also our Privacy Policy and Terms of Use.